FARM INSURANCE
By Farmers - For Farmers
Located In Lockwood Missouri, Bruce R. Townley Insurance, LLC have been serving the surrounding area for over 24 years. Established in 1999 we have been helping all farmers protect their farms and their dollars. From dairy risk protection to crop and agricultural insurance. when it comes to making sure your farm is protected from the perils of mother nature, get the best!
Missouri Born And Raised
Bruce Townley, a resident of Lockwood, Missouri, is a remarkable individual with a diverse set of interests and a strong sense of community. As the father of seven, Bruce is dedicated to nurturing and guiding his children with unwavering love and support. His compassion extends to animals, as he is an avid animal lover, often seen helping and caring for pets in his neighborhood. Bruce is also a committed Christian, finding strength and purpose in his faith. In Lockwood, he is a well-known advocate for local businesses, recognizing their vital role in sustaining the community’s livelihood. Bruce is equally passionate about supporting local youth sports, understanding the positive impact sports can have on the development of young minds. And when college football season arrives, you can count on Bruce to be front and center, enthusiastically cheering for his favorite team. Bruce Townley exemplifies the values of family, faith, community, and a deep appreciation for the simple joys of life in Lockwood, Missouri.
We Cover:
With our large variety and connections of Insurance Providers, We can get you the best policy for your farm, family and your wallet!
Our Services
CROP INSURANCE
Crop insurance is your shield against the unpredictable. Protect your farm’s financial stability by securing coverage against natural disasters, adverse weather, pests, and yield fluctuations. With our crop insurance, you’ll gain peace of mind knowing that your hard work is safeguarded, and your income is more predictable, even in the face of unexpected challenges. Our policies are customizable to fit your specific crop and risk management needs, ensuring you have the right protection in place. Don’t leave your livelihood to chance; invest in crop insurance today and reap the benefits of a secure and resilient farming operation.
MPCI is one of the most common forms of crop insurance. It covers various perils such as adverse weather conditions (drought, excessive rainfall, hail, frost), disease, pests, and other natural disasters that can harm crops.
This type of insurance specifically protects against hail damage to crops. It is often purchased in addition to MPCI to provide more comprehensive coverage..
Some crop insurance policies offer revenue protection, which safeguards against both yield and price fluctuations. It helps farmers maintain a stable income even if crop prices decline.
Different crops have unique insurance policies tailored to their specific risks. For example, there are policies for crops like corn, wheat, soybeans, cotton, and more.
AGRICULTURAL INSURANCE
Agricultural insurance is the cornerstone of financial security for farmers and agricultural businesses. Imagine a safety net that shields you from the uncertainties of nature, market volatility, and unforeseen challenges that can jeopardize your livelihood. With agricultural insurance, you secure your investments, ensuring that your crops, livestock, and assets are protected from the unexpected. This coverage not only safeguards your income but also fortifies the sustainability of your agricultural enterprise. It empowers you to make informed decisions, cultivate your land with confidence, and contribute to the resilience of the global food supply chain. In a single policy, you embrace the future of farming with assurance, knowing that your hard work is shielded from life’s unpredictable twists and turns. Invest in agricultural insurance today, and reap the harvest of a secure and prosperous agricultural future.
Coverage for farm structures like barns, silos, and storage facilities against perils such as fire, vandalism, and natural disasters.
It protects against fluctuations in the market price of livestock. This can be crucial for livestock producers who rely on stable prices to maintain their profitability.
Provides protection in case someone is injured on your farm or if your agricultural activities cause damage to someone else’s property. It can also cover legal expenses in case of lawsuits.
Insurance for farm equipment and machinery, including tractors, combines, and irrigation systems, safeguarding them from theft, damage, or breakdowns.
LIVESTOCK INSURANCE
Livestock insurance is an indispensable safety net for farmers and livestock producers, shielding them from the unpredictable and diverse array of risks that can threaten their livestock and livelihoods. Whether it’s the volatility of livestock market prices, the specter of disease outbreaks, accidents leading to injuries or fatalities among animals, the devastating impact of natural disasters, theft, or liability concerns, livestock insurance provides financial security and peace of mind. With this coverage, farmers can confidently manage their operations, knowing that their investments are protected, and they can recover from unexpected losses, ensuring the sustainability of their livestock businesses.
This type of insurance covers the death of livestock due to specified perils, including disease, accidents, theft, or other covered events.
Protects against fluctuations in the market price of livestock. It can help livestock producers maintain profitability even when market prices are unfavorable.
This insurance covers physical assets related to livestock operations, such as barns, pens, feed, and equipment. It protects against damage or loss caused by perils like fire, theft, vandalism, or natural disasters.
Some insurers offer specialty coverage for unique livestock operations, such as alpaca, bison, or ostrich farming.
PASTURE RANGELAND & FORAGES INSURANCE
Pasture, rangeland, and forage protection is your key to maintaining financial stability and peace of mind in the unpredictable world of agriculture. Picture a shield against the vagaries of weather, pests, and natural disasters that can disrupt your grazing lands and forage crops. With this coverage, you secure a consistent income stream, safeguard your livestock from hunger, and ensure responsible land management, all while promoting the sustainability of your operation. In a single policy, you gain the tools to protect your livelihood, support your community, and nurture the thriving landscape that sustains your farm or ranch. Don’t leave your forage resources to chance—invest in pasture, rangeland, and forage protection today, and reap the benefits of a resilient and prosperous agricultural future.
PRF insurance provides a safety net for farmers and ranchers who depend on grazing lands and forage crops to feed their livestock. Fluctuations in weather conditions, such as drought can significantly impact the availability and quality of forage. PRF protection ensures a stable income stream, even in challenging conditions, by compensating for lost forage production.
With PRF insurance in place, farmers and ranchers can make more informed decisions about their livestock operations. They can plan their grazing strategies and livestock numbers based on the level of forage production they expect, factoring in insurance coverage to manage uncertainties.
